Pharmacy Savings Shouldn’t Come at the Employee’s Expense

  • 3 Min read

  • May 26, 2026

Shane Garduno

Shane Garduno

VP of Client Success, LucyRx
Best Practices
Pharmacist and patient

Pharmacy savings only matter if employees do not pay the price.
For many employers, lowering pharmacy costs can feel like a tradeoff. Reduce plan spend, and employees may feel it through higher out-of-pocket costs, tighter access, or more frustration at the pharmacy. Protect access, and the plan absorbs rising costs year after year.

That tradeoff has started to feel normal. It should not.

A recent LucyRx case study shows a different path. A large hospitality and entertainment employer reduced net pharmacy spend by 15% in year one. At the same time, member-paid per member per month, or PMPM, dropped from $16.10 to $9.52. Care was not disrupted.

The plan saved money. Employees saved money. Care stayed intact.

That is the real story.

Why this matters now

Employers are under real pressure. GLP-1s are growing fast. Specialty drugs continue to drive spend. Biosimilars can create savings, but only when they are managed carefully.

For this employer, GLP-1 therapies represented 18% of total plan spend, or more than $2.4 million in a single quarter.

That is a major cost driver. But it is not just a budget problem. These are medications people rely on. Managing them well takes more than broad restrictions or another report.

It takes clear decisions, thoughtful plan design, and real support for members.

What worked

Our work with this client focused on three connected moves.

First, we helped manage GLP-1 utilization in a focused way. The goal was not to block access. It was to make sure approvals matched the benefit design and that the right members received the right therapy.

In the second half of the year, 533 GLP-1 prior authorization reviews were completed. 62% were approved, and the plan avoided $204,000 in off-label spend.

That is what the right pharmacy benefits partner should do: create clear guardrails without putting unnecessary barriers between people and the medications they need.

Second, LucyRx Care Guides helped members directly.

LucyRx Care Guides are clinical support teams, including registered nurses, clinical pharmacists, and certified pharmacy technicians, who work one-on-one with members when prescription care gets complicated. They help people find copay assistance, identify lower-cost options, and understand next steps for complex therapies.

For many employees, the hardest part of managing a chronic condition is not the diagnosis. It is everything that comes after.

Over six months, LucyRx Care Guides supported 7,510 cases and engaged 1,874 members. Their work helped deliver $1.91 million in plan savings and $457,000 in member savings, for $2.37 million in combined plan and member savings.

That is not just service. It is a performance lever. When people get real help, plans perform better.

Third, we helped execute a biosimilar strategy.

Biosimilars can be one of the clearest opportunities in pharmacy, but only when the transition is managed with care. In this case, the plan had 10 members using Stelara. Seven transitioned to biosimilars, and the remaining members moved to appropriate alternatives.

The result was $235,000 in savings and no Stelara claims entering 2026.

What employers can learn

The difference was not one program. It was the connection between programs.

GLP-1 management helped address one of the fastest-growing cost categories. LucyRx Care Guides helped members navigate real cost and access questions. Biosimilar execution helped reduce long-term specialty spend.

Together, those efforts created a stronger result than any one of them could have produced alone.

That is the lesson for employers. Clinical decisions, cost management, member experience, and reporting all need to work together.

The employee side matters

One of the most important results was not just that plan costs went down. Member costs went down too.

That shows the plan did not lower costs by shifting the burden to employees. It lowered costs by understanding what was driving spend and acting on it.

Employees do not experience pharmacy benefits as a spreadsheet. They experience them at the pharmacy counter. They experience them when a medication is too expensive, too confusing, or too hard to access.

So when we talk about pharmacy savings, we should always ask: savings for whom?

The best answer is both.

Savings for the plan. Savings for the member.

Better prescription care is possible

This employer reduced net pharmacy spend by 15%, lowered member out-of-pocket costs, delivered $2.37 million in combined plan and member savings through LucyRx Care Guides, and maintained access to care.

That is not a tradeoff.

That is what happens when choice, cost, and care are aligned.

Lower costs and better care are not opposites. With the right approach, they can work together.

Want the full story?

Download the full case study to see how one large employer reduced pharmacy spend by 15% while lowering member out-of-pocket costs.

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